.kfr-peska{--pg-ink:#18354a;--pg-muted:#556c7c;--pg-pink:#c91c60;--pg-pale:#fcf0f5;--pg-line:#e3e9ed;--pg-blue:#edf7fa;margin:0;background:#fff;color:var(--pg-ink);font-family:-apple-system,BlinkMacSystemFont,"Hiragino Kaku Gothic ProN","Yu Gothic",Meiryo,sans-serif;-webkit-text-size-adjust:100%;font-size:17px;line-height:1.85;line-break:strict;overflow-wrap:break-word}
.kfr-peska *{box-sizing:border-box}.kfr-peska a{color:#176780;text-underline-offset:.22em;text-decoration-thickness:1px}.kfr-peska a:focus-visible,.kfr-peska button:focus-visible,.kfr-peska summary:focus-visible{outline:3px solid #ae1e59;outline-offset:4px}.kfr-peska .pg-skip{position:absolute;top:-100px;left:16px;z-index:10;background:white;padding:12px}.kfr-peska .pg-skip:focus{top:12px}
.kfr-peska .pg-site{max-width:1160px;margin:auto;min-height:84px;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:18px 24px}.kfr-peska .pg-site>a:first-child{font-size:22px;font-weight:750;text-decoration:none;color:#235f8c}.kfr-peska .pg-site>a:last-child{font-size:13px}.kfr-peska .pg-review{background:var(--pg-blue);text-align:center;color:#3b5c6b;font-size:12px;padding:12px 20px}
.kfr-peska .pg-main{width:min(100% - 40px,1080px);margin:auto}.kfr-peska .pg-breadcrumb{font-size:12px;color:var(--pg-muted);margin:28px 0 18px}.kfr-peska .pg-breadcrumb span{padding:0 12px}.kfr-peska .pg-disclosure{font-size:13px;margin:0 0 22px;color:var(--pg-muted)}.kfr-peska .pg-cover{margin:0}.kfr-peska .pg-cover img{width:100%;height:auto;display:block;object-fit:contain;aspect-ratio:16/9;border-radius:8px}.kfr-peska .pg-cover-note{font-size:12px;line-height:1.7;color:var(--pg-muted);margin:10px 0 34px}
.kfr-peska .pg-title,.kfr-peska .pg-article,.kfr-peska .pg-toc,.kfr-peska .pg-footer{width:min(100%,800px);margin-left:auto;margin-right:auto}.kfr-peska .pg-eyebrow{letter-spacing:.15em;color:var(--pg-pink);font-size:11px;font-weight:750;line-height:1.6}.kfr-peska h1{font-size:clamp(28px,4.2vw,42px);line-height:1.45;letter-spacing:.015em;text-wrap:balance;margin:18px 0 24px;font-weight:750}.kfr-peska .pg-meta{color:var(--pg-muted);font-size:12px;line-height:1.9;margin:0 0 34px}.kfr-peska .pg-meta span{padding:0 3px}
.kfr-peska .pg-toc{border-top:1px solid var(--pg-line);border-bottom:1px solid var(--pg-line);margin-bottom:32px}.kfr-peska summary{cursor:pointer;min-height:48px;padding:15px 0;font-weight:650}.kfr-peska .pg-toc summary span{float:right;font-size:10px;color:var(--pg-muted);letter-spacing:.1em;font-weight:500}.kfr-peska .pg-toc ol{padding-left:24px;margin:0 0 22px}.kfr-peska .pg-toc li{padding:5px 0;font-size:14px}.kfr-peska .pg-toc a{display:inline-block;text-decoration:none}.kfr-peska .pg-article p{margin:0 0 25px}.kfr-peska .pg-lead{font-size:20px;line-height:1.8;font-weight:500}.kfr-peska strong{font-weight:750}.kfr-peska h2{display:grid;grid-template-columns:2.3ch minmax(0,1fr);gap:14px;background:var(--pg-pale);border:1px solid #f0dce5;border-radius:10px;padding:18px 16px;line-height:1.43;font-size:24px;letter-spacing:.005em;scroll-margin-top:22px;margin:62px 0 28px;text-wrap:balance;font-weight:750}.kfr-peska h2 .pg-num{color:var(--pg-pink);font-size:19px;font-weight:650;padding-top:3px;font-variant-numeric:tabular-nums}.kfr-peska h2>span:last-child{border-left:1px solid #e4b9cb;padding-left:14px;min-width:0}.kfr-peska h3{font-size:20px;line-height:1.5;margin:34px 0 18px;text-wrap:balance;scroll-margin-top:22px}.kfr-peska ul{padding-left:1.25em;margin:0 0 25px}.kfr-peska li{padding-left:3px;margin-bottom:8px}
.kfr-peska .pg-takeaways,.kfr-peska .pg-check,.kfr-peska .pg-fees{padding:22px;background:var(--pg-blue);border:1px solid #dbe9ed;border-radius:9px;margin:30px 0}.kfr-peska .pg-takeaways ul{margin-bottom:0}.kfr-peska .pg-check h3,.kfr-peska .pg-fees h3{margin-top:0}.kfr-peska .pg-check p:last-child{margin-bottom:0}.kfr-peska .pg-note{font-size:13px;color:var(--pg-muted);line-height:1.75}.kfr-peska .pg-diagram{margin:32px 0}.kfr-peska .pg-diagram a{display:block;cursor:zoom-in;border-radius:8px;line-height:0}.kfr-peska .pg-diagram img{display:block;width:100%;max-width:100%;height:auto;object-fit:contain;border:1px solid var(--pg-line);border-radius:8px;aspect-ratio:1600/760}.kfr-peska .pg-fees{background:white;padding:0;border:0}.kfr-peska .pg-fees dl{margin:0 0 16px}.kfr-peska .pg-fees dl>div{padding:18px;border:1px solid var(--pg-line);border-bottom:0}.kfr-peska .pg-fees dl>div:last-child{border-bottom:1px solid var(--pg-line)}.kfr-peska dt{font-weight:700;color:#97405d;font-size:15px;margin-bottom:7px}.kfr-peska dd{margin:0;font-size:16px;line-height:1.8}.kfr-peska .pg-faq{border-top:1px solid var(--pg-line);padding:0 4px}.kfr-peska .pg-faq summary{font-size:16px;line-height:1.7;padding:18px 0}.kfr-peska .pg-faq p{font-size:16px}.kfr-peska .pg-closing{font-size:clamp(23px,4vw,30px);text-wrap:balance;line-height:1.6;padding:24px 0;border-bottom:2px solid #efc1d3;margin:30px 0 32px!important}.kfr-peska .pg-related{background:var(--pg-blue);padding:22px;margin:42px 0}.kfr-peska .pg-related h3{margin-top:0}.kfr-peska .pg-related p:last-child{margin:0}.kfr-peska .pg-sources{border-top:1px solid var(--pg-line);padding-top:20px;margin-top:40px;color:var(--pg-muted);font-size:13px;line-height:1.8}.kfr-peska .pg-sources h3{font-size:16px}.kfr-peska .pg-footer{font-size:12px;color:var(--pg-muted);padding:34px 0 50px;border-top:1px solid var(--pg-line);margin-top:40px}
.kfr-peska .pg-viewer{width:100vw;max-width:100vw;height:100dvh;max-height:100dvh;margin:0;padding:0;border:0;background:#f5f8fa;color:var(--pg-ink)}.kfr-peska .pg-viewer::backdrop{background:#18354ae6}.kfr-peska .pg-viewer-toolbar{display:flex;align-items:center;gap:12px;padding:12px max(14px,env(safe-area-inset-right)) 12px max(14px,env(safe-area-inset-left));border-bottom:1px solid #d7e3e8;background:white}.kfr-peska .pg-viewer-toolbar p{margin:0;font-size:13px;flex:1}.kfr-peska .pg-original{font-size:12px}.kfr-peska .pg-close{border:1px solid #aebfc8;background:white;color:var(--pg-ink);border-radius:5px;font:inherit;font-size:13px;padding:8px 12px;min-height:44px;cursor:pointer}.kfr-peska .pg-viewer-scroll{height:calc(100dvh - 130px);overflow:auto;touch-action:pan-x pan-y pinch-zoom;-webkit-overflow-scrolling:touch}.kfr-peska .pg-viewer-scroll img{display:block;width:1600px;max-width:none;height:auto;object-fit:contain;touch-action:pan-x pan-y pinch-zoom}.kfr-peska .pg-viewer-hint{font-size:12px;margin:10px 16px}.kfr-peska:has(.pg-viewer[open]){overflow:hidden}
@media(max-width:600px){.kfr-peska{font-size:17px;line-height:1.85}.kfr-peska .pg-main{width:calc(100% - 36px)}.kfr-peska .pg-site{padding:14px 18px;min-height:70px}.kfr-peska .pg-site>a:first-child{font-size:19px}.kfr-peska .pg-review{font-size:11px;text-align:left;padding:10px 18px}.kfr-peska .pg-breadcrumb{margin-top:22px}.kfr-peska .pg-cover-note{font-size:11px;margin-bottom:28px}.kfr-peska h1{font-size:29px;line-height:1.46;margin:15px 0 22px}.kfr-peska .pg-lead{font-size:18px;line-height:1.85}.kfr-peska h2{font-size:23px;grid-template-columns:2.1ch minmax(0,1fr);gap:10px;padding:17px 13px;margin-top:48px;margin-bottom:24px}.kfr-peska h2>span:last-child{padding-left:10px}.kfr-peska h2 .pg-num{font-size:18px}.kfr-peska h3{font-size:19px}.kfr-peska .pg-takeaways,.kfr-peska .pg-check,.kfr-peska .pg-related{padding:18px}.kfr-peska .pg-diagram{margin:27px 0}.kfr-peska .pg-viewer-toolbar{flex-wrap:wrap;gap:8px}.kfr-peska .pg-viewer-toolbar p{display:none}}
@media(max-width:340px){.kfr-peska h1{font-size:27px}.kfr-peska h2{font-size:22px;gap:8px;padding:16px 11px}.kfr-peska h2>span:last-child{padding-left:9px}.kfr-peska .pg-site>a:first-child{font-size:17px}.kfr-peska .pg-toc summary span{font-size:9px}}
@media(min-width:900px){.kfr-peska .pg-title{margin-top:46px}.kfr-peska h2{font-size:28px;padding:23px 24px;gap:20px}.kfr-peska h2>span:last-child{padding-left:20px}.kfr-peska .pg-diagram{width:calc(100% + 64px);margin-left:-32px}}
.kfr-peska .pg-title-label{display:block;color:var(--pg-pink);font-size:.55em;letter-spacing:.035em;margin-bottom:14px}.kfr-peska .pg-title-main{display:block}.kfr-peska .pg-title-main>span{display:inline-block;max-width:100%}.kfr-peska .pg-title-terms{display:block;font-size:.49em;line-height:1.8;font-weight:550;margin-top:18px;color:var(--pg-muted)}.kfr-peska .pg-phrase{display:inline-block;max-width:100%;overflow-wrap:break-word;text-wrap:balance}
@media(min-width:601px){.kfr-peska .pg-phrase{display:inline}}
@media(max-width:600px){.kfr-peska .pg-title-main>span{display:block}.kfr-peska .pg-title-label{font-size:19px}.kfr-peska .pg-title-terms{font-size:16px}.kfr-peska .pg-title-main{font-size:30px;line-height:1.5}}
@media(max-width:340px){.kfr-peska .pg-title-main{font-size:28px}.kfr-peska .pg-title-terms{font-size:15px}}
@media(prefers-reduced-motion:reduce){.kfr-peska *{scroll-behavior:auto!important}}
@media print{.kfr-peska .pg-site,.kfr-peska .pg-review,.kfr-peska .pg-viewer{display:none}.kfr-peska .pg-main{width:100%}.kfr-peska h2{break-after:avoid}.kfr-peska figure{break-inside:avoid}}

.kfr-peska .pg-screen,.kfr-peska .pg-mail{margin:28px auto 34px;max-width:520px;width:100%}
.kfr-peska .pg-screen>a,.kfr-peska .pg-mail>a{display:flex;justify-content:center;align-items:center;line-height:0;cursor:zoom-in;width:100%;border-radius:7px}
.kfr-peska .pg-screen img{display:block;width:auto;max-width:100%;height:auto;max-height:480px;object-fit:contain;border:1px solid #e4e9ed;border-radius:7px}
.kfr-peska .pg-mail{max-width:450px}.kfr-peska .pg-mail img{display:block;width:100%;max-width:100%;height:auto;object-fit:contain;border-radius:5px}
.kfr-peska .pg-screen figcaption,.kfr-peska .pg-mail figcaption{font-size:12px;line-height:1.65;color:#556c7c;text-align:center;margin:9px 0 0;text-wrap:balance}
.kfr-peska .pg-fee-card{border:1px solid #e4dce1;border-left:3px solid #c57599;background:#fffafb;border-radius:7px;padding:18px 20px;margin:18px 0}
.kfr-peska .pg-fee-card p{font-size:16px;line-height:1.85;margin:0}.kfr-peska .pg-fee-card strong{color:#97405d}
.kfr-peska .pg-viewer-scroll img{height:auto;object-fit:contain;max-width:none}
@media(max-width:600px){.kfr-peska .pg-screen{margin:24px auto 30px}.kfr-peska .pg-screen img{max-height:420px}.kfr-peska .pg-mail{max-width:340px;margin:22px auto 28px}.kfr-peska .pg-fee-card{padding:16px}.kfr-peska .pg-viewer-toolbar{flex-wrap:nowrap}.kfr-peska .pg-original{flex:1;font-size:11px}.kfr-peska .pg-close{flex-shrink:0}}

/* Reserve portrait screenshot geometry before lazy image decoding. */
.kfr-peska .pg-screen{--pg-preview-height:480px}
.kfr-peska .pg-screen img[width="748"][height="950"]{width:min(100%,calc(var(--pg-preview-height) * 0.787368421053));aspect-ratio:748/950}
.kfr-peska .pg-screen img[width="748"][height="1430"]{width:min(100%,calc(var(--pg-preview-height) * 0.523076923077));aspect-ratio:748/1430}
.kfr-peska .pg-screen img[width="479"][height="1818"]{width:min(100%,calc(var(--pg-preview-height) * 0.263476347635));aspect-ratio:479/1818}
.kfr-peska .pg-screen img[width="748"][height="1055"]{width:min(100%,calc(var(--pg-preview-height) * 0.709004739336));aspect-ratio:748/1055}
.kfr-peska .pg-screen img[width="748"][height="1440"]{width:min(100%,calc(var(--pg-preview-height) * 0.519444444444));aspect-ratio:748/1440}
.kfr-peska .pg-screen img[width="391"][height="506"]{width:min(100%,calc(var(--pg-preview-height) * 0.772727272727));aspect-ratio:391/506}
.kfr-peska .pg-screen img[width="478"][height="1724"]{width:min(100%,calc(var(--pg-preview-height) * 0.277262180974));aspect-ratio:478/1724}
.kfr-peska .pg-screen img[width="560"][height="792"]{width:min(100%,calc(var(--pg-preview-height) * 0.707070707071));aspect-ratio:560/792}
.kfr-peska .pg-screen img[width="391"][height="300"]{width:min(100%,calc(var(--pg-preview-height) * 1.303333333333));aspect-ratio:391/300}
@media(max-width:600px){.kfr-peska .pg-screen{--pg-preview-height:420px}}

/* Final editorial finish: only this staging article. */
.kfr-peska .pg-cover+.pg-title{margin-top:34px}
.kfr-peska .pg-fee-table{margin:22px 0 26px;max-width:100%}.kfr-peska .pg-fee-table table{border-collapse:collapse;table-layout:fixed;width:100%;font-size:15px;line-height:1.8}.kfr-peska .pg-fee-table caption{text-align:left;font-size:12px;color:var(--pg-muted);padding:0 0 10px}.kfr-peska .pg-fee-table th,.kfr-peska .pg-fee-table td{padding:12px;border:1px solid var(--pg-line);vertical-align:top;overflow-wrap:break-word}.kfr-peska .pg-fee-table thead{background:var(--pg-pale)}.kfr-peska .pg-fee-table th:first-child{width:34%;text-align:left}.kfr-peska .pg-fee-table tbody th{font-weight:650}.kfr-peska .pg-check p:last-child{margin-bottom:0}
.kfr-peska .pg-related>a{display:block;min-height:44px;padding:9px 0;line-height:1.7}.kfr-peska .pg-related>a+a{border-top:1px solid var(--pg-line)}
@media(min-width:900px){.kfr-peska .pg-cover+.pg-title{margin-top:46px}}
@media(max-width:600px){.kfr-peska .pg-fee-table table{font-size:14px}.kfr-peska .pg-fee-table th,.kfr-peska .pg-fee-table td{padding:10px}.kfr-peska .pg-fee-table th:first-child{width:35%}}

/* Official existing globe/handwritten logo, exact source pixels. */
.kfr-peska .pg-site .pg-brand{display:block;width:220px;min-height:44px;line-height:0;background:#1461db;mask:url(payload/assets/current-logo.png) center/contain no-repeat;-webkit-mask:url(payload/assets/current-logo.png) center/contain no-repeat}.kfr-peska .pg-brand img{display:block;width:100%;height:auto;opacity:0}.kfr-peska .pg-fee-table tbody th{text-wrap:balance;line-break:strict}
@media(max-width:600px){.kfr-peska .pg-site .pg-brand{width:180px;max-width:55vw}}
@media(forced-colors:active){.kfr-peska .pg-site .pg-brand{mask:none;-webkit-mask:none;forced-color-adjust:none;background:#1461db}.kfr-peska .pg-brand img{opacity:1}}

/* Supplied independent 16:9 concept diagrams, not screenshots. */
.kfr-peska .pg-diagram img{display:block;width:100%;max-width:100%;height:auto;object-fit:contain}.kfr-peska .pg-diagram figcaption{font-size:12px;line-height:1.7;color:var(--pg-muted);margin:9px 0 0;text-wrap:balance}

/* Quiet, fully visible source notes; does not reduce ordinary article prose. */
.kfr-peska .pg-article #pg-sources{font-size:16px;line-height:1.6;margin:46px 0 18px;padding-top:28px;border-top:1px solid var(--pg-line)}.kfr-peska .pg-article #pg-sources~p{font-size:14px;line-height:1.9;color:var(--pg-muted);margin-bottom:18px}
@media(max-width:600px){.kfr-peska .pg-article #pg-sources{font-size:15px;margin-top:36px;padding-top:24px}.kfr-peska .pg-article #pg-sources~p{font-size:13px;line-height:1.9}}

/* Supplied 4:3 illustrations only; no changes to real screens, type or cover. */
.kfr-peska .pg-diagram img[width="1448"][height="1086"]{display:block;width:100%;max-width:100%;height:auto;aspect-ratio:4/3;object-fit:contain}
